Can You Insure a Car That’s Not in Your Name? Most auto insurance policies cover a vehicle owned by the holder of the policy. There are times, however, where you may take custody of a car that is not registered to you, but of course, still need insurance for.
Here’s how you can give the gift of car insurance. … on a car that’s not yours — and it’s extra tricky to get coverage if you don’t live with the vehicle’s owner. … car to get it insured; you can often simply add your name to the title.
The problem with insuring a car that is not in your name is that you will have to be able to show an insurable interest in the car. Typically, the owner has an insurable interest because they have something to lose if the car is totaled, while someone who is not on the registration does not.
Yes – but you will have to tell the insurer you are not the owner or registered keeper when you apply. Some insurers will only offer you cover as the main driver if you are also the registered keeper of the car. However many will insure you, so shop around and check the policy documents before you apply